Moist and fluffy banana muffins packed with milk, dark, and bittersweet chocolate chips. This small-batch Chunky Monkey Muffin recipe makes just 8 indulgent treats—perfect for breakfast, snacking, or dessert!
Triple the Chips, Triple the Fun: Chunky Monkey Muffins
If you’ve been around my kitchen—or my blog—for any length of time, you know muffins are kind of my thing. From fruity bursts to spiced classics, I’ve built quite the lineup of small-batch muffin recipes for every craving. But some mornings (or afternoons, or let’s be honest—late-night kitchen raids) call for something decadent. Something melty and chocolate-studded and worthy of those big bakery-style domed tops. Enter: Chunky Monkey Muffins.
These beauties are a chocolate lover’s dream wrapped in the warm hug of ripe banana. We’re talking three kinds of chocolate chips—milk, dark, and bittersweet—folded into a moist, tender banana muffin batter that comes together in one bowl. That’s right: no fancy steps, no mixer, and minimal cleanup. Just stir, scoop, and bake your way to muffin magic.
What I love most about these muffins (besides how fast they disappear) is how comforting they are. They’ve got that nostalgic banana bread warmth, paired with rich chocolate pockets that melt into every bite. And thanks to a tall fill and the right oven temp, they rise into those gorgeous golden domes that make you feel like you picked them up from a corner bakery—only better, because you made them yourself.
Enjoy!
What Ingredients do I need?
Produce
- Ripe bananas
Dairy & Eggs
- Milk
- Eggs
- All-purpose flour
- Sugar or sugar substitute
- Baking powder
- Salt
- Canola oil (or other neutral oil)
- Milk chocolate chips
- Dark chocolate chips
- Bittersweet chocolate chips (or a mixed bag of chocolate chips if preferred)
Substitutions and Variations
Substitutions
- Milk: Any plant-based milk (almond, oat, soy, etc.) Or use buttermilk for added richness and tang
- Canola Oil: Melted butter or coconut oil (adds richness and flavor) Applesauce or Greek yogurt for a lighter version
- All-Purpose Flour: Whole wheat flour (1:1, but may yield a denser texture) Gluten-free all-purpose blend (with xanthan gum if needed)
- Sugar: Coconut sugar, honey, or maple syrup (adjust liquids slightly if using liquid sweeteners) Granulated monk fruit or stevia blend (if sugar-free)
Peanut Butter Swirl: Add 2 tablespoons of peanut butter to the batter or swirl it on top before baking for that classic Chunky Monkey vibe.
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Cinnamon Banana-Choco Muffins: Add ½ teaspoon ground cinnamon to the dry ingredients for a cozy spice note.
Nutty Monkey: Stir in ¼ cup chopped walnuts or pecans for crunch and richness.
Coconut Dream: Add ¼ cup shredded coconut for a tropical twist.
Kitchen Tips and Notes
Use very ripe bananas – The spottier and softer, the better! They’ll add natural sweetness and ensure a moist, tender crumb.
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Don’t overmix – Gently fold the dry ingredients into the wet just until combined. Overmixing can lead to dense or rubbery muffins.
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Fill muffin wells to the top – For those gorgeous, domed tops, don’t be shy—this batter is meant to rise high!
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Start with a hot oven – Baking at 400°F gives the muffins a blast of heat that encourages a dramatic rise right from the start.
- Top before baking – Press a few extra chips into the tops of each muffin before they go into the oven for that professional, picture-perfect look.
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Check early – Ovens vary, so check at 18 minutes with a toothpick. It should come out clean or with a few moist crumbs, not wet batter.
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😋Muffin Talk:
Did you treat yourself to a bakery-style indulgence from your own kitchen? I'd love to know what your favorite muffin flavor is. Leave me a comment below and let's start a discussion!
If you bake a batch, I’d love to see how they turn out. Snap a pic and tag me on Instagram [@SliceofSouthern] so I can share your delicious creations! Let’s keep the muffin magic going—one flavor at a time. 💛 #ChunkyMonkeyMuffins #MuffinMood